News From All Corners

Inroads Made by Apple Pay Propel ‘Mobile Wallet’ Idea
By Daisuke Wakabayashi, The Wall Street Journal
Apple Inc. ’s payments service, now three months old, is making progress toward a goal that has eluded other mobile wallets: persuading people to use it. Previous efforts by Google Inc., eBay Inc. and a host of startups to prod shoppers to pay for purchases with a mobile phone have languished, because consumers didn’t see an advantage over swiping a credit or debit card. Early signs suggest that Apple Pay is different.
Serving God, Law at a Philippine Bank
By Gregory J. Millman, The Wall Street Journal
Teresa Ganzon and her husband bought a controlling interest in Bangko Kabayan Inc. in 1989, when it had only one branch, and it now ranks as one of the biggest rural banks in the Philippines. Ms. Ganzon has faced the usual array of developing country business risks, but in an unusual way, because she is also a leader in the Economy of Communion, an international network of more than 800 businesses committed to putting into practice the Catholic social doctrine behind Pope Francis’s controversial comments about business and the economy. In a press conference during his recent trip to the Philippines, the Pope condemned corruption, and even spoke of kicking corrupt officials “where the sun doesn’t shine.” Ms. Ganzon discussed with Risk & Compliance Journal how Bangko Kabayan has grown while doing business in a manner consistent with that doctrine, in one of the world’s more corrupt countries.
Are smart drugs driving Silicon Valley?
By Laurie Segall and Erica Fink, CNN Money
Every morning he downs a cocktail of about 15 pills, along with his trademark Bulletproof Coffee, which is designed to increase focus. He also squirts a dark-colored goop down his throat called Unfair Advantage, a product he says helps his body metabolize food more efficiently. He spews names you probably have never heard before: Piracetam, Aniracetam, CILTEP, Methyl, Cobalamin.

Blogosphere

Career Transition and Job Search God’s Way!
By Gary L. Selman
Job search and career transition are often a time of intense trial, emotional upheaval, and financial strain, and can be especially challenging during the holidays. Being unemployed will test your self- confidence, faith in God, and the very fabric of your marriage and family relationships. For Christians, it can be compared to the time the Israelites spent in the wilderness. It is a time of radical change and discomfort as you face an uncertain future and deal with the unknown. Like the Israelites, you may long for the certainty of Egypt (your old job) even though you were very unhappy there. In the wilderness of job search and unemployment, you face new challenges, obstacles, and tests every day.
How to Find Happiness Through Money
By Wallace Henley
It’s not what money can buy, but how people use their wealth that brings happiness say two academics cited in a Wall Street Journal report.[1] Professors Ryan Howell (San Francisco State University) and Thomas Gilovich (Cornell) arrived at the same conclusion independently. There is a “huge misforecast,” says Prof. Howells. “People think that experiences are only going to provide temporary happiness,” so they continue purchasing tangible items believing them to be more useful over a longer period of time.
The Power of Words
By Gary Selman
Words are the building blocks that pave the road to our destiny. Words shape and determine our thinking; our thinking shapes and determines our emotions; our emotions shape and determine our decisions; our decisions shape and determine our actions; our actions shape and determine our habits; our habits shape and determine our character and our character shapes and determines our destiny. “From the fruit of a man’s mouth his stomach is satisfied; he is satisfied by the yield of his lips. Death and life are in the power of the tongue, and those who love it will eat its fruits” (Pro 18:20-21).

The Legal Corner

Law and Liberty in the Sharing Economy
By Kyle Bryant
“Responding to an evolving hospitality industry, the Texas Hotel & Lodging Association recently started crafting legislation that would give property owners reason to pause before opening their homes and apartments to temporary guests.” The Houston Chronicle reported this story on December 10, 2014, which details the THLA’s attempts to introduce legislation that would regulate innovative short-term lodging businesses such as Airbnb, HomeAway, and VRBO. In my last article on government regulation, I dealt with the Houston City Council’s similar attempts to regulate ride-sharing services Über and Lyft. This story is the same old story.
Subpoenas, Politics, and the Christian Worldview
T. Kyle Bryant
Recently in Houston, news broke that Mayor Parker's pro bono outside counsel subpoenaed five area pastors' sermon notes (among other things) on topics related to HERO (the “Houston equal Rights Ordinance”), gender identity, homosexuality, and Mayor Parker. A swift outcry soon erupted from the Christian sphere, decrying the subpoenas as an abuse of governmental authority and serious threat to religious liberty. I covered that topic here. The reaction from prominent Christians, such as Senator Ted Cruz, was swift and stern.

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